Investment Advice

Today I’ve decided to write a post about investing. Now you may be thinking to yourself, Investment advice from Suzanne? That’s crazy talk! Well believe me, I would never dream of giving advice on how to invest your money (although if you have some for me, I’d gladly take it.) No, today I’m going to write about investing in terms of time not money.

First, let’s turn to the dictionary for a definition of “invest.” Check it out:

Dictionary - Invest

Wow! I had no idea that the word ‘invest” had so many meanings! Gotta love the dictionary…

The thing is, or at least it seems to me, that investing your time is a lot like investing your money. The more you invest, the greater your return over time. Of course you must invest wisely! Yes, it will feel risky, especially at the beginning and through the dips, and there will be times when you may want to adjust your investment strategy, but it you are persistent, you will surely earn profitable returns.

Why am I writing about this? Well, because four years ago I changed my investment strategy. Four years ago, almost to the day, I got out of what I believed had become a bad investment. For too long I had been investing my time and energy in something that would probably never pay off. I was working my butt off for people who didn’t appreciate me, and for a company I no longer respected. I was getting a decent paycheck, but I was going nowhere. It was time to pull out.

It was scary, but I decided that I needed to invest in what I believed in, and what would probably give me the best returns: my family and myself. Has it paid off? Definitely. How so? Well, it’s not like I can put a dollar value on it, but I decided to try and chart it out:

Return On Investment Chart

Note: This is not a scientifically accurate chart.

Right now, being self-employed, I am not making as much money as I was back when I had my full-time job. Plus, insurance is complicated and expensive, taxes are also complicated and expensive, and so many things that were taken care of by “The Man” I have to take care of myself – I need to buy my own equipment and software, be my own tech support, do my own accounting, etc. But, knowing how to do these things myself are part of my investment in me! Not only am I increasing my skill set, but I’m understanding the “big picture” in a whole new way.

What’s also exciting (and scary!) is knowing that my success or failure is completely up to me. I’m not waiting for a lucky break or a big promotion or an awesome boss to help me out. Instead I’m trying to make the best choices possible, and become more and more competent at what I do. Over time, as my portfolio of work has grown, so has my skill-set and confidence. Even though I don’t know where the next client will come from, I never have to worry that I might get fired. And, looking back on my web work for the past four years, I’ve gone from having only a few clients and doing work for trade, to juggling three or four jobs at a time. Hooray!

Then there’s my family. I just want to be with them as much as possible. I’m realizing how this time with my kids is flying by, and I don’t want to miss out. Not only do I want to spend time with them, but I want them to eat healthy, get exercise, be creative, try new things, have fun with their friends, play with their puppy, and stay off those darn devices as much as possible. For me, I feel like that is easier when I’m around.

You know what they say: “Time is money,” which I totally agree with in terms of business, but in terms of flexibility, and freedom, and living your life to the fullest, time is a gift that becomes more precious with each passing day, and so I intend to invest my time as wisely as possible. Because this is was matters most:

My family

One thought on “Investment Advice

  1. Fantastic point about investing in life! It helps me be more appreciative and feel the excitement in my choices. Thank you!!!

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